Credit Score AdjustCredit Score Adjust
AI-powered credit repair

A calmer way to
raise credit scores.

Import clients, parse any bureau report with AI, generate compliant dispute letters, and run the 30-day clock — beautifully, under your own brand.

Advisor reviewing credit progress with clients
Built for FCRA · FDCPA · CROA compliance
TransUnionExperianEquifaxCertified MailStripe
How it works

From messy report to mailed dispute in three steps.

01

Import the client

Add clients, capture ID & proof of address, and pull their free tri-bureau report in.

02

Select & generate

AI flags disputable items; confirm, then generate per-bureau letters in seconds.

03

Send & track

Mail or email each round, run the 30-day clock, log responses, plan the next move.

Credit Score Adjust on laptop and phone
The platform

Everything an operator needs, nothing they don't.

AI dispute engine

AI reads any bureau report, extracts real accounts (never field labels), and drafts FCRA-compliant letters you review before they send.

30-day clock

Every round starts an automatic reinvestigation timer with next-step suggestions.

Mail or email

Certified physical mail or email letters to creditors — your call, per round.

Compliant by default

CROA gating, e-sign with audit trail, truth-in-claims guardrails, and encrypted PII — built in.

Security & compliance

Compliance isn't a feature. It's the foundation.

Every action is logged to an immutable audit trail. PII is encrypted at rest. Billing is gated behind CROA rules so you never charge advance fees by mistake.

Encrypted PII (SSN/DOB)
Immutable audit log
CROA billing gate
Tenant-isolated data
Secure, rising credit score
Fix your credit

Ready to raise your score? Let us handle it.

For anyone looking to fix their credit — pick a plan and our specialists do the disputes for you, A-Z. One-time setup, then simple monthly monitoring.

Essential
$1,500one-time
then $34.99/mo monitoring · +tax
  • Done-for-you dispute service
  • All 3 bureaus covered
  • Continuous credit monitoring
MOST POPULAR
Plus
$2,500one-time
then $49.99/mo monitoring · +tax
  • Everything in Essential
  • Priority dispute rounds
  • Creditor & collection negotiation
  • Dedicated specialist
Premier
$3,500one-time
then $69.99/mo monitoring · +tax
  • Everything in Plus
  • Fastest turnaround
  • Identity & score protection
  • Personal credit coach
For companies & partners

Run your own credit-repair business on our platform.

Get your own white-label login, import your clients, and charge your own prices. We power the software; you run the business.

Starter
Solo operators
$549.99/mo +tax
  • Up to 50 active clients
  • 300 letters / month
  • AI drafting & parsing
  • Email + PDF delivery
MOST POPULAR
Growth
Growing firms
$999.99/mo +tax
  • Up to 250 active clients
  • 1,500 letters / month
  • Certified mail
  • Automation rules
  • Team seats
Scale
High volume
$1,799.99/mo +tax
  • Unlimited active clients
  • Unlimited letters
  • Custom branding & domain
  • Priority support
  • Audit-log export

"We cut letter prep from an afternoon to a few minutes. The AI parsing alone paid for the platform in week one."

Dana Whitfield · Founder, Northline Credit

Run your credit-repair firm with ease.

Create a workspace in under a minute. No card required to start.

© 2026 Credit Score Adjust. FCRA/CROA-compliant credit-repair operations platform. We do not guarantee any specific credit-score increase or the removal of accurate information. You have the right to dispute inaccurate items yourself, for free, and to cancel within 3 business days of enrollment.